Compound interest

What will your savings actually be worth? Adjust the numbers and watch the split between what you put in and what the market did.

Your numbers

Starting amount

Monthly contribution

Annual return

Long-run average for a diversified portfolio is roughly 5–7% after fees.

Years

Inflation

Used to show what the total is worth in today's dollars.

After 25 years

An estimate from the assumptions on the left, compounded monthly. Not a prediction.

Final balance

$462,290.03

Contributions

$160,000

What you put in

Growth

$302,290.03

What the market did

In today's dollars (2% inflation)

$281,780.04

Same money, today's purchasing power

Crossover

Year 9

Growth starts outpacing what you add